Youth Certificates

Youth Certificates are a great way to help kids grow their savings.

Youth Certificate Benefits

    • Earn dividends based on the deposit amount
    • For members with Share (Savings) Account age 0-21
    • Minimum deposit as low as $100
    • One per calendar year

How to Open a Youth Certificate

Simply stop in any of our branches or call a Member Service Representative at 800-491-4309.

Current Youth Certificate Rates

TermAPRAPYMinimum DepositMaximum Deposit
36 Month3.00%3.03%$100$500

All dividend rates and Annual Percentage Yields (APY) as of 10/23/2023 are declared by The Board of Directors of Explorers Credit Union and are subject to change anytime. A complete description of these accounts is available upon request and will be provided at account opening. Fees may reduce earnings. We may impose a penalty if you withdraw funds from your account before the maturity date.