Free Kasasa Saver

Link this free account to your Kasasa Cash Back checking – and build savings automatically while earning high dividends.

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash Back earnings
  • 2.00% APY on balances as much as $50,000
  • 2.00% to .500% on balances over $50,000 depending on the balance in account
  • 0.05% APY on all balances if qualifications are not met in Kasasa Cash Back
  • No monthly maintenance fee
  • No minimum balance to earn rewards
  • $0 minimum deposit to open

Qualifications to Earn the Higher Rate

Qualifying for your Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle;

  • At least 15 debit card purchases
  • At least one ACH credit or ACH payment
  • Be enrolled in and agree to eStatements

And if you don’t meet these qualification, don’t worry – your accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.

Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.

Reward Information:

When your linked Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $50,000 in your Kasasa Saver account earn a dividend rate of 1.9819% resulting in an APY of 2.00% and daily balances over $50,000.01 earn a dividend rate of .4988% on the portion of the daily balance over $50,000.01 resulting in a range from .50% to 2.00% APY depending on the account’s daily balance.

When your Kasasa Cash Back account qualifications are not met, no cash back payments are made, and ATM withdrawal fees are not refunded. In addition, the entire daily balance in the Kasasa Saver account earns a dividend rate of .0499 % resulting in an annual percentage yield of .05% APY.

Dividends will be credited to your Kasasa Saver account on the first processing/business day of the following statement cycle.

The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.

APY = Annual Percentage Yield.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Advertised information and rewards are based on all account qualifications being met during each cycle period.

Federally insured by NCUA.


Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.