Financing options can be endless with a personalized loan tailored to fit your needs and goals.
BENEFITS
No application fee
Fast, easy application & approval
Variety of uses
Terms up to 60 months
HOW TO GET A LOAN
Apply Now >
Or, you can stop in any of our branches, call a Loan Officer at 800-491-4309, or send an email at loans@explorerscu.com.
PERSONAL UNSECURED
| Credit Tier | 780+ | 750-779 | 720-749 | 680-719 | 660-679 | 600-659 | 599 or lower |
|---|---|---|---|---|---|---|---|
| 0 to 12 months | 9.75% | 10.00% | 11.00% | 12.50% | 13.50% | 15.50% | 16.50% |
| 13 to 24 months | 10.25% | 10.50% | 11.50% | 13.00% | 14.00% | 16.50% | 17.50% |
| 25 to 36 months | 10.75% | 11.00% | 12.00% | 13.50% | 14.50% | 17.50% | 18.00% |
| 37 to 48 months | 11.75% | 12.00% | 13.00% | 14.00% | 15.00% | 18.00% | 18.00% |
| 49 to 60 months | 12.25% | 12.50% | 13.50% | 14.50% | N/A | N/A | N/A |
Rates effective 02/15/2023
All fees and Annual Percentage Rates (APR) are declared by The Board of Directors of Explorers Credit Union and are subject to change anytime without notice.
Explorers Federal Credit Union offers a tiered-pricing program. Your individual rate will be determined by the length of the loan and your credit history.
Loan Payment Example: At 9.75% annual percentage rate (APR) for a 12-month term, monthly payments are calculated at approximately $87.81 per $1,000 borrowed.
