You never know when something may happen, protect yourself against the inevitable.

TruStage Accidental Death & Dismemberment

As an additional benefit of being a member of Explorers Credit Union, you can enroll in a no-cost, $1,000 accidental death and dismemberment insurance policy. TruStage AD&D insurance pays you or loved ones a cash benefit if you die or are seriously injured in an accident.

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Guaranteed Asset Protection Advantage (GAP)

GAP Advantage is a non-insurance product that protects you against the difference between a primary insurance carrier’s settlement and the payoff of the loan in the event of a total loss, subject to certain limitations and exclusions.

Included with your purchase of GAP, you will receive Auto Deductible Reimbursement (ADR) at no additional cost. ADR pays up to $500 per loss (unlimited losses per year) when you file an accident with your insurance company.

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Mechanical Breakdown Warranty

Route 66 Warranty protects against the costs associated with most of your vehicle’s mechanical failures.

  • 24-hour roadside assistance
  • No deductible on covered parts & labor
  • Rental car allowance

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Debt Protection

Debt Protection is a voluntary loan-payment protection product that helps you get relief from the financial burden of delinquency, default, or foreclosure if a protected life event unexpectedly happens to you. And, simple eligibility requirements help ease the enrollment process.

If a protected life event happens to you (and you’re a protected borrower or co-borrower on the loan), Debt Protection will cancel or waive your loan payment(s), up to the contract maximums—helping to lessen your worries, and your family’s worries, about paying loans during a time when your income may be reduced or lost and paying other household bills becomes challenging. Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment

Call us at 605.665.4309 and ask about protecting your loans, today.

Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
DPGAP-0813-C5C2, © CUNA Mutual Group 2014, All Rights Reserved.