Home Loans

Whether you are looking to purchase your dream home, use the equity in your current home for debt consolidation or even refinance, Explorers CU has mortgage products you need including:

Conventional Mortgages

We offer fixed-rate conventional loans allowing you to help budget payments for the term that fits your lifestyle.


No application fee

Purchases or refinances


Home Equity Loans

We offer Home Equity and Home Equity Lines of Credit (HELOC) to help you leverage your home’s value for renovations or to consolidate debt.

Ready to Apply?

Simply stop in any of our branches, call a Loan Officer at 800-491-4309, or send an email at loans@explorerscu.com.

What to Bring

We strive to make your home loan process as fast and easy as possible.  Based on your home ownership journey, we created a checklist of the documents you’ll need to bring with you.

Current Mortgage Rates

Call us today to discuss current rates!

Nationwide Mortgage Licensing System (NMLS)

BranchNMLS #
Explorers FCU-408529
Jan PutnamYankton417554
Andrew GoedenYankton1914064
Brenda WiedmeierYankton786752
Monica DahlYankton1595580
Kim SimonsenParkston1577491
Shannon WiebengaSpringfield800145
Zachary GeraetsTea2439130

Annual Percentage Rates (APR) are set by CU Mortgage and are subject to change daily.