Home Loans

Whether you are looking to purchase your dream home, use the equity in your current home for debt consolidation or even refinance, Explorers CU has mortgage products you need including:

Conventional Mortgages

We offer fixed-rate conventional loans allowing you to help budget payments for the term that fits your lifestyle.

Benefits

No application fee

Purchases or refinances

Pre-qualification

Home Equity Loans

We offer Home Equity and Home Equity Lines of Credit (HELOC) to help you leverage your home’s value for renovations or to consolidate debt.

Ready to Apply?

Simply stop in any of our branches, call a Loan Officer at 800-491-4309, or send an email at loans@explorerscu.com.

What to Bring

We strive to make your home loan process as fast and easy as possible.  Based on your home ownership journey, we created a checklist of the documents you’ll need to bring with you.

Current Mortgage Rates

Mortgage TypeAPR
30 Year Fixed RateCall Us
15 Year Fixed RateCall Us

Nationwide Mortgage Licensing System (NMLS)

 BranchNMLS #
Explorers FCU-408529
Jan PutnamYankton417554
Fonda LaceyYankton873274
Coreen SimonsenYankton2112556
Brenda WiedmeierYankton786752
Dallas RemingtonYankton1794161
Monica DahlYankton1595580
Kim SimonsenParkston1577491
Shannon WiebengaSpringfield800145
Paula HeckTea473248

Annual Percentage Rates (APR) are set by CU Mortgage and are subject to change daily.