Auto & Motorcycle Loans

Whether you’re buying a new or used vehicle, or looking to refinance, we offer various terms and rates that fit your lifestyle.  We are eager to help, and you’ll appreciate the savings and swiftness.

Explore the rates and features of our motorcycle and auto loans.

BENEFITS

No application fee

Fast, easy application & approval

Same low rates on new or used cars

Purchases or refinances

Pre-qualification for better negotiating

HOW TO GET AN AUTO LOAN

Apply Now >
Or, you can stop in any of our branches, call a Loan Officer at 800-491-4309, or send an email at loans@explorerscu.com.

AUTO & MOTORCYCLES: 2015 – 2020

Credit Tier750+720-749680-719660-679560-659
0 to 36 months2.49%2.99%4.00%5.50%Ask about our
Smart Choice Lending Program
37 to 48 months2.74%3.24%4.25%5.75%Ask about our
Smart Choice Lending Program
49 to 60 months2.99%3.49%4.50%6.25%Ask about our
Smart Choice Lending Program
61 to 72 months3.49%3.99%5.00%7.25%Ask about our
Smart Choice Lending Program
73 to 84 months4.24%4.74%6.00%NAAsk about our
Smart Choice Lending Program

AUTO & MOTORCYCLES: 2011 – 2014

Credit Tier750+720-749680-719660-679560-659
0 to 36 months2.99%3.49%4.75%6.00%Ask about our
Smart Choice Lending Program
37 to 48 months3.24%3.74%5.00%6.25%Ask about our
Smart Choice Lending Program
49 to 60 months3.49%3.99%5.25%6.75%Ask about our
Smart Choice Lending Program
61 to 72 months3.99%4.49%5.75%NAAsk about our
Smart Choice Lending Program

AUTO & MOTORCYCLES: 2010 and Older

Credit Tier750+720-749680-719660-679560-659
0 to 36 months4.49%4.74%6.00%7.25%10.25%
37 to 48 months4.99%5.24%6.50%7.75%11.00%

Get an Indirect Loan from a Dealer

Shop Online at Country Ford Shop online at Tyndall Motors Shop online at Berkley Motors
Shop online at Yankton Motor Company Shop online at All Seasons Powersports Shop online at Yankton Motorsports

Rates effective 11-1-20
All fees and Annual Percentage Rates (APR) are declared by The Board of Directors of  Explorers Credit Union and are subject to change anytime. The APR will vary with the market based on Prime Rate. With approved credit.