Auto & Motorcycle Loans

Whether you’re buying a new or used vehicle, or looking to refinance, we offer various terms and rates that fit your lifestyle.  We are eager to help, and you’ll appreciate the savings and swiftness.

Explore the rates and features of our motorcycle and auto loans.

BENEFITS

No application fee

Fast, easy application & approval

Same low rates on new or used cars

Purchases or refinances

Pre-qualification for better negotiating

HOW TO GET AN AUTO LOAN

Apply Now >
Or, you can stop in any of our branches, call a Loan Officer at 800-491-4309, or send an email at loans@explorerscu.com.

AUTO & MOTORCYCLES: 2015 – 2020

Credit Tier780+750-779720-749680-719660-679560-659
0 to 36 months1.99%1.99%1.99%2.99%3.99%Ask about our
Smart Choice Lending Program
37 to 48 months1.99%1.99%1.99%2.99%3.99%Ask about our
Smart Choice Lending Program
49 to 60 months1.99%1.99%1.99%2.99%3.99%Ask about our
Smart Choice Lending Program
61 to 72 months1.99%1.99%1.99%2.99%3.99%Ask about our
Smart Choice Lending Program
73 to 84 months1.99%1.99%1.99%2.99%NAAsk about our
Smart Choice Lending Program

*Annual Percentage Rate.  Rates and terms are based on credit score.  Offer limited to 2015 or newer auto/motorcycle/camper/boat purchase loans through Explorers CU or to the refinance of said vehicle loans from other lenders.  Auto/motorcycle/camper/boat loans currently with Explorers CU are not eligible for offer.  To inquire about loans currently financed with Explorers CU, please contact our Loan Department at loans@explorerscu.com or call 800-491-4309 for refinance rates.  Minimum loan amount of $5,000 is required.  Payment Example: A $25,000 loan at 1.99% APR would have monthly payments of $319.09. Must apply by October 31, 2020. Offer subject to change and termination without notice.  Some restrictions apply.

AUTO & MOTORCYCLES: 2011 – 2014

Credit Tier780+750-779720-749680-719660-679560-659
0 to 36 months2.75%3.00%3.50%4.00%5.25%Ask about our
Smart Choice Lending Program
37 to 48 months3.00%3.25%3.75%4.25%5.50%Ask about our
Smart Choice Lending Program
49 to 60 months3.25%3.50%4.00%4.50%6.00%Ask about our
Smart Choice Lending Program
61 to 72 months3.75%4.00%4.50%5.00%N/AAsk about our
Smart Choice Lending Program

AUTO & MOTORCYCLES: 2010 and Older

Credit Tier780+750-779720-749680-719660-679560-659
0 to 36 months4.25%4.50%4.75%5.25%6.50%9.75%
37 to 48 months4.75%5.00%5.25%5.75%7.00%10.25%

Get an Indirect Loan from a Dealer

Shop Online at Country Ford Shop online at Tyndall Motors Shop online at Berkley Motors
Shop online at Yankton Motor Company Shop online at All Seasons Powersports Shop online at Yankton Motorsports

Rates effective 8-18-20
All fees and Annual Percentage Rates (APR) are declared by The Board of Directors of  Explorers Credit Union and are subject to change anytime. The APR will vary with the market based on Prime Rate.