Our Story

Discover The Difference

Where do you want your financial journey to take you? Explorers CU is here to help. We have a vision of financial empowerment for everyone – backed by fresh teamwork, drive and ingenuity daily.

As a not-for-profit, member-owned cooperative, we return profits to our members through financial education, reinvesting in the community, low-interest rate loans, and higher dividends.
You set the goal(s) and the pace. We’ll provide the financial tools, expertise, guidance and support to get you there.


In 1962, the employees of the Yankton State Hospital organized and chartered the Yankton State Hospital Employees Federal Credit Union. This small branch was renamed to Services Center Federal Credit Union and grew into three branch locations with over 7,700 members and $70 million in assets.

March 2019, Services Center expanded their charter to serve 18 counties between South Dakota and Nebraska.

Due to this charter expansion, in March 2020, Services Center recognized that our members and community have evolved.  To respond to those changes, Services Center changed their name to Explorers Credit Union.


Explorers Credit Union exists to support, educate, encourage and inspire our members to reach their financial goals.

Whether in person or online, we ensure a consistent Explorers experience for everyone:

WE have a vision of financial empowerment for everyone

WE are all on a journey

WE are all driven to make an impact

WE believe working together gets us there


Annual Report: 2019

Statement of Income and FInancial Condition: February 2021

Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account to help the government fight money laundering and funding of terrorism.