Overdraft Protection

Overdraft Protection helps protect you against high fees and the embarrassment associated with “bounced checks” or having your purchases declined. Overdraft protection allows you to avoid the expense of a Non-Sufficient Funds (NSF) fee if there is an overdraft of your checking account.

Benefits of Overdraft Protection

  • Automatic transfer of funds when Checking Account funds are depleted
  • Helps avoid a $30 NSF fee
  • $5 advance fee* per overdraft
  • Two options of Overdraft Protection available

How to Enroll

Simply stop in any of our branches or call a Member Service Representative at 800-491-4309.

Overdraft Protection Options

Share Account OverdraftAmount
Advance Fee$5* per overdraft
Transfer Increments$50

Line of Credit Overdraft**Amount
Advance Fee$5* per overdraft
Transfer Increments$100
Monthly Payment10% of the balance or $25 minimum

*$5 Advance Fee can be avoided by manually transferring funds via Online Banking.
**Must apply with a loan officer for Line of Credit Overdraft Protection.