You’re entitled to no-cost TruStage Accidental Death and Dismemberment Insurance—an exclusive member benefit fully paid for by Explorers Credit Union. All you have to do is claim it. This insurance policy can be a valuable and affordable supplement to life insurance that pays a cash benefit in the event of a covered injury or death due to an accident.
Reasons You May Wish to Accept
- No medical exam or health questions are required.
- Members age 18 and older cannot be turned down.
- Your coverage is always in effect no matter if you are at home, at work, or traveling. That’s protection your family cannot turn down.
Coverage Amounts That Can Fit Your Budget
Your no-cost coverage may not be enough in the event of a covered accident. Eligible members have the option of choosing from $10,000 to $300,000* extra accident insurance protection at affordable rates. At age 70, coverage (no-cost and additional) is reduced by 50%.
*The total amount of Accidental Death and Dismemberment additional coverage you may have with us, for all certificates, is $500,000. Other coverage amounts are available.
Cost of Living Benefit
TruStage AD&D coverage will be increased by 5% every two years on the anniversary of your coverage at no added cost to you. Your coverage keeps up with the cost of living up to a maximum 25% increase. (May vary by state as described in the certificate issued.)
Double accidental death benefit
If you die within one year of an accident while traveling on public transportation as a ticketed passenger, your extra coverage doubles.
Family Plan Option
The Family Plan can put your entire family under an umbrella of protection. For example, if you have a spouse and dependent children, it will cover your spouse at 50%, and your children at 20%, of your coverage level. It also includes benefits for child care and college education, as well as a child savings fund benefit. The child savings fund benefit is not available to members of Connecticut credit unions.
Trusted by Services Center
You trust your credit union to provide value. It endorses TruStage products and programs because TruStage was founded on more than 80 years of experience in providing exceptional value and superior service exclusively to credit union members. We’ll strive to exceed your expectations every day – with every call, every question, and every claim. We’re here to help protect you and the people who matter most in your life.
For more information on these benefits or if you have questions, please contact TruStage