Routing #: 291480141
More Rewards • Less Fees • Unlimited Possibilities
No matter where your adventure takes you, our Mastercard Credit Card gives you everything you need for purchasing power.
Enjoy the Benefits Packed in Every Swipe!
Unlock the power of a smarter credit card with no annual fee and 2% cash back on every purchase — no categories, no limits, just pure rewards. Enjoy lower fees, plus balance transfers and cash advances at the same great rate. Stay in control with customized activity alerts and card controls that let you turn your card on or off instantly. Travel confidently with Mastercard’s global acceptance and Zero Liability protection, along with added perks like insurance and retail protection.
Whether you’re shopping, traveling, or managing expenses, our Mastercard® makes every purchase work for you!
Our Mastercard® Credit Card come with some pretty amazing features:
- No annual fee
- 2% cash back on all purchases
- Lower fees
- Balance transfers and cash advances at same interest rate
- Customized Activity Alerts
- Card controls that allow you to turn your card off or on
- Use worldwide where Mastercard® is accepted
- Mastercard® Zero liability** protection against unauthorized purchases
- Mastercard® benefits including insurance and retail protection
There is no need to activate this offer – you are automatically enrolled and will receive 2% cash back on every single purchase. Cash back will be credited to your credit card account every month!
Additional Benefits:
- Extended warranties double most manufacturer warranties for up to one additional year.
- Price protection for most purchases within 60 days. If there is a lower price advertised for your purchase, you can receive the difference between the price you paid and the lower price advertised.
- Satisfaction guarantee for qualified purchases within 60 days. If you become dissatisfied with a product you purchased and the store will not accept a return, you may be eligible for a refund for the cost of the product up to $250
Ready to Apply?
Start earning 2% cash back on every purchase and enjoy the freedom to spend anywhere Mastercard is accepted. Apply today and take your purchasing power to the next level—no annual fees, just more rewards!
**See Mastercard for details. Before applying, be sure to review our important credit card disclosures.
AVAILABLE EXPLORERS CU CREDIT CARDS
Credit Card APR
Mastercard Credit Card 14.50% Apply now
CURENT CREDIT CARD FEES
Fee Amount
Annual Fee $0
Balance Transfer $5
Cash Advance $5
Foreign Transaction 1.00%
Late Payment $10 or less
Returned Payment $20
Explorers CU Card Replacement $10
REPORT CARD LOST OR STOLEN
To report a lost or stolen card during business hours : call 605.665.4309 or 800.491.4309.- After business hours, call: 833.933.1681
SUSPECTED FRAUD?
- To dispute fraudulent debit/credit card transactions, call : 866.279.1399 M-F 8am – 8pm EST
ACTIVATION / ADDITIONAL SUPPORT?
- Debit/Credit Call Center Support, call: 501.246.8497 Available 24/7
- Card Activation & Pin Change, call: 833.998.4569
ENHANCED CARD CONTROLS
Turn your Explorers CU Credit Card on and/or off if your card becomes lost or stolen with the Explorers CU Mobile App
ACTIVITY ALERTS
You can choose to receive alerts when your debit or credit card is used for purchases over a specified amount, online transactions, purchases outside the United States, and more. You can even customize the purchase amount threshold—for example, setting it to only receive alerts for purchases above $50.
To set up your Activity Alerts, ensure your Explorers CU app has been updated through Apple or Google Play, then:
- Logon to the app
- Select Enable Push Notifications
- Select Edit Alert Settings
- Select which card you want to modify
- Select Enable Activity Alerts
- Repeat these same steps for each card you want protected
All fees and Annual Percentage Rates (APR) are declared by The Board of Directors of Explorers Credit Union and are subject to change anytime. The APR will vary with the market based on Prime Rate. With approved credit.
