You Built the Equity.
Let It Build for You.

REFINANCE. RENOVATE. CONSOLIDATE.

You're Home is Ready to Work for You!

Home Improvements
Kitchen or Bathroom Upgrades
Debt Consolidation

Whatever your need, we've got the flexible home equity solutions to match. Tap into your home's value to tackle high-interest debt or make something new!

Unlock the power of your home’s equity and turn your big dreams into reality! With a Home Equity Loan, you get low rates, steady payments, and the flexibility to fund life’s next great adventure—whether it’s upgrading your kitchen, knocking out high-interest debt, covering education or medical costs, or even launching that side hustle. At Explorers Credit Union, we believe your home should work for you, helping you navigate life’s journey with confidence and financial freedom!

illustration of a house

  • Start Exploring Your Options

    With Explorers CU, you’ll enjoy great rates, personalized service, and local decisions every step of the way.  Contact us today to lock in your qualifying rate and make your dreams come true! 

  • What to Bring:

We strive to make your home loan process as fast and easy as possible.  Based on your home ownership journey, we created a checklist of the documents you’ll need to bring with you.

Needing More Options or Flexibility?

A Home Equity Line of Credit (HELOC) is another great option. 

View Additional Home Loan Options

Ready to Apply?

Simply stop in any of our branches or contact one of our loan officers to get the process started! 

CALL 800.491.4309
Document Checklist

Nationwide Mortgage Licensing System (NMLS)

BranchNMLS #
Explorers FCU–408529
Jan PutnamYankton417554
Andrew GoedenYankton1914064
Brenda WiedmeierYankton786752
David HofmaierYankton 913771


All loans are subject to approval. Maximum LTV of 80% for terms up to 10 years. APR offered and the amount that the credit union will finance depend on credit score and the amount of equity available. Rates, terms, and conditions are subject to change and may vary based on qualifications, including creditworthiness. Membership eligibility is required. Loans currently financed at Explorers Credit Union are not eligible for refinance under this offer. Federally insured by NCUA. NMLS# 408529. Equal Housing Opportunity.

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