Routing #: 291480141
We Believe in a Clear Path Forward.
We believe in clear paths forward.
A Home Equity Loan from Explorers Credit Union lets you use your equity with confidence— fixed payments, no surprises, and guidance you can trust.
Whatever your need, we've got the flexible home equity solutions to match. Tap into your home's value to tackle high-interest debt or make something new!
Unlock the power of your home’s equity and turn your big dreams into reality! With a Home Equity Loan, you get low rates, steady payments, and the flexibility to fund life’s next great adventure—whether it’s upgrading your kitchen, knocking out high-interest debt, covering education or medical costs, or even launching that side hustle. At Explorers Credit Union, we believe your home should work for you, helping you navigate life’s journey with confidence and financial freedom!
Start Exploring Your Options
With Explorers CU, you’ll enjoy great rates, personalized service, and local decisions every step of the way. Contact us today to lock in your qualifying rate and make your dreams come true!
What to Bring:
We strive to make your home loan process as fast and easy as possible. Based on your home ownership journey, we created a checklist of the documents you’ll need to bring with you.
Needing More Options or Flexibility?
A Home Equity Line of Credit (HELOC) is another great option.
HELOC Vs. Home Equity Loan – Not Sure Which is Right for You?
>Read More about how your home can help you take the next step.
Ready to Apply?
Simply stop in any of our branches or contact one of our loan officers to get the process started!
What to Bring?
We strive to make your home loan process as fast and easy as possible. Based on your home ownership journey, we created a checklist of the documents you’ll need to bring with you.
Nationwide Mortgage Licensing System (NMLS)
NMLS #
Explorers FCU 408529
Jan Putnam 417554
Andrew Goeden 1914064
Brenda Wiedmeier 786752
Dawn Atkins 1049027
Kelsey Tramp 2768002
*APR = Annual Percentage Rate. All loans are subject to approval. Maximum LTV of 80% for terms up to 15 years. The 3.99% APR offered is for an up to 10-year term while 4.99% is being offered for anup to 15-year term. The amount the credit union will finance depends on credit score and the amount of equity available. Rates, terms, and conditions are subject to change and may vary based on qualifications including creditworthiness. Promotion valid January 12, 2026, through April 30, 2026, but is subject to end at any time. Explorers Credit Union is Federally Insured by the National Credit Union Administration. NMLS# 408529.
10 Year Home Equity Loan Repayment Example: At 3.99% annual percentage rate (APR) for a 120-month term with 0% down, monthly payments are calculated at approximately $10.12 per $1,000.00 borrowed.
15 Year Home Equity Loan Repayment Example: At 4.99% annual percentage rate (APR) for a 180-month term with 0% down, monthly payments are calculated at approximately $7.91 per $1,000.00 borrowed.
Call us today to discuss current rates!
Annual Percentage Rates (APR) are subject to change daily.
All loans are subject to approval. Maximum LTV of 80% of appraised for terms up to 15 years. APR offered and the amount that the credit union will finance depend on credit score and the amount of equity available. Rates, terms, and conditions are subject to change and may vary based on qualifications, including creditworthiness. Membership eligibility is required. Federally insured by NCUA. NMLS# 408529. Equal Housing Opportunity.
More Notes Along the Trail
