Routing #: 291480141
From you first lemonade stand to college plans, our Youth CD helps you build a future that’s all your own.
- Explorers Membership*
- $100 Minimum Deposit
- $500 Maximum Deposit
- Available to ages 21 and under
(If new to Explorers CU, minimum $10 membership deposit into a Share (Savings) Account required.)
- *Offer available as of 1/1/2025. Youth Certificate: APY = Annual Percentage Yield. One 36 month Youth Certificate per Explorers member; must be age 21 or under. Minimum amount $100. Maximum amount $500. Upon maturity, it will be transferred back to the Explorers savings account. Offer and terms can change or be revoked at any time. Member eligibility is required. Federally insured by NCUA.
Discover the Magic of Savings!
Scout’s Treasure: Save for a Chance to Win!
Your Mission: Save. Earn Entries. win Scout’s Treasure!
Every time youth members deposit into their Youth Saver or open a Youth Share Certificate, they’ll get one step closer to uncovering Scout’s Treasure—a grand prize pack featuring a stuffed Scout plush, exclusive explorer gear, and a few hidden surprises.
The Treasure Hunt starts Tuesday, April 15th and runs until Monday, June 30, 2025. The winner of Scouts Treasure will be randomly drawn and announced Tuesday, July 1, 2025!
Youth Share Certificates – Help kids start their savings journey!
- Youth up to age 21 can grow their savings with a Youth Certificate. Earn an impressive 5.00% while setting aside money you don’t need right away. It’s a smart way to build your savings—and your future!”
- * Minors (under the age of 18) require a parent or legal guardian be included on the account as well as proof of identification (such as a valid driver’s license or another form of picture ID. )
Start saving now for the big stuff later!
- Whether it’s a car, college, or other future goals, building your savings today can help make it all possible. A little saving now can lead to big opportunities later!”
Here’s a list of the top 5 priorities kids save for. Set these goals in their sights to help guide them set long-term, meaningful financial goals!
Car Expenses: Buying a car, gas, maintenance, and insurance. College Education: Tuition, books, supplies, and housing essentials. Housing: Rent, security deposit, and basic furniture. Emergency Fund: For unexpected expenses like medical bills or car repairs. Tech & Tools: Laptops, smartphones, or other essentials for work and school.
Plan for your future with confidence.
- It is never too early to start saving! Our savings calculators make it easy to set realistic goals, track your progress, and see how your money can grow over time. Start planning today and take control of your financial future—because your dreams are worth it!
