Ready for adventure and fresh air? Explorers CU Recreational Loans are an ideal way to recharge your batteries, travel to new destinations, and unwind with rates that work for you.
BENEFITS
No application fee
Fast, easy application & approval
Purchases or refinances
Pre-qualification for better negotiating
HOW TO GET A LOAN
Apply Now >
Or, you can stop in any of our branches, call a Loan Officer at 800-491-4309, or send an email at loans@explorerscu.com.
RECREATION VEHICLES: 2019 – 2024
| Credit Tier | 750+ | 700-749 | 675-699 | 650-674 | 560-649 |
|---|---|---|---|---|---|
| 0 to 36 months | 6.49% | 6.99% | 8.00% | 9.50% | 12.50% |
| 37 to 48 months | 6.74% | 7.24% | 8.25% | 9.75% | 13.00% |
| 49 to 60 months | 6.99% | 7.49% | 8.50% | 10.25% | 14.00% |
| 61 to 72 months | 7.49% | 7.99% | 9.00% | 11.25% | NA |
| 73 to 84 months *2020 or newer | 8.24% | 8.74% | 10.00% | NA | NA |
| 85 to 120 months ($25,000+) *2020 or newer | 9.99% | 10.49% | NA | NA | NA |
RECREATION VEHICLES: 2015 – 2018
| Credit Tier | 750+ | 700-749 | 675-699 | 650-674 | 560-649 |
|---|---|---|---|---|---|
| 0 to 36 months | 6.99% | 7.49% | 8.75% | 10.00% | 13.00% |
| 37 to 48 months | 7.24% | 7.74% | 9.00% | 10.25% | 13.50% |
| 49 to 60 months | 7.49% | 7.99% | 9.25% | 10.75% | 14.50% |
| 61 to 72 months | 7.99% | 8.49% | 9.75% | NA | NA |
RECREATION VEHICLES: 2014 and Older
| Credit Tier | 750+ | 700-749 | 675-699 | 650-674 | 560-649 |
|---|---|---|---|---|---|
| 0 to 36 months | 8.49% | 8.74% | 10.00% | 11.25% | 14.25% |
| 37 to 48 months | 8.99% | 9.24% | 10.50% | 11.75% | 15.00% |
Rates effective 7/01/2024
All fees and Annual Percentage Rates (APR) are declared by The Board of Directors of Explorers Credit Union and are subject to change anytime without notice.
Explorers Federal Credit Union offers a tied-pricing program. Your individual rate will be determined by the type and/or age of collateral offered, length of the loan, and your credit history.
Loan Payment Example: At 6.49% annual percentage rate (APR) for a 36-month term with 0% down, monthly payments are calculated at approximately $30.65 per $1,000.00 borrowed.
