The following fees may be assessed against your account and the following transaction limitations, if any, may apply to your account.
Effective November 1, 2022
| Fee | Amount |
|---|---|
| Account Activity Printout | $2 |
| Account Reconciliation | $20/hour |
| Account Research | $20/hour |
| Account Reopening (Share) | $2 if reopened within 4 weeks of closing |
| Cashier's Check | $5 |
| Coin Machine | 3% for Non-Members only |
| Compliance with Legal order/Levy | $25 |
| Copy of Tax Forms (1099, 1099R, 1098, or 5498) | $2 |
| Deposit Item Return | $10 |
| Dormant Account | $5/month after 1 year AND account balance is less than $100 |
| Abandoned Account Fee | $25 if escheatment is required |
| Abandoned Cashier's Checks & Money Orders | $25 if escheatment is required |
| Fax (Outgoing) | $2 |
| Loan Skip A Pay | $35 |
| Money Order | $1 each |
| Photocopy | $0.25 per copy |
| Overdraft Transfer | $5 |
| Rescue Net Advance | $5 |
| Statement Copy | $2 |
| Verification - Outside Request | $10 |
| Visa Reloadable Prepaid Card | $4.50 |
| Visa Reloadable Prepaid Card (Reload) | $1 |
| Wire Transfer (Outgoing) | $15 |
| Wire Transfer (Incoming) | $5 |
| Loan Refinance Fee (In House) | 1% of loan balance (minimum $25) |
| Check/Share Draft Printing | Prices may vary depending upon style |
| Draft Copy (front and back) | $2 |
| NSF Fee | $30 item (each submission/resubmission) |
| ATM Overdraft | $30 item |
| One-Time Debit Overdraft | $30 item |
| Overdraft | $30 item |
| Overdraft Protection | $5 item |
| Returned Item | $30 item (each submission/resubmission) |
| Stop Payment | $30 per request |
| ACH Overdraft | $30 Item |
| ATM Transaction | $1 for each ATM transaction at ATM's not owned by the Credit Union |
| Card Replacement | 1 free per year, $10 thereafter |
| Currency Conversion | 1% of transaction amount |
| Debit Card Overdraft | $30 |
| Online Bill Pay Transaction | $0.50/transaction over 10 |
| 3"x5" Safe Deposit Box Rent (Annual) | $12.50 |
| 3"x10" Safe Deposit Box Rent (Annual) | $22.50 |
| 5"x10" Safe Deposit Box Rent (Annual) | 35.00 |
| Safe Deposit Box - Change of Locks | At cost |
| Safe Deposit Box - Drilling of Boxes | At cost |
| Business account fee | $10/month (Excluding non-profit organizations) |
*Explorers Credit Union currently does not offer International Wire Services
