Routing #: 291480141
Gear Up for the Great Escape.
Whether you’re chasing lake days, mountain views, or starry nights around the campfire, we’ve got the loan to help you get there. With great rates, local support, and cash back in your pocket, there’s never been a better time to float, camp, and explore in legendary style. Let’s get you rolling—your next adventure is calling!
Ready for Adventure & Fresh Air?
Feel that? It’s the freedom of summer—and the sweet
feeling of a better auto loan.
Explorers CU Recreational Loans are an ideal way to recharge your batteries, travel to new destinations, and unwind with rates that work for you.
BENEFITS
No application fee
Fast, easy application & approval
Purchases or refinances
Pre-qualification for better negotiating
HOW TO GET A LOAN
Apply Now >
Or, you can stop in any of our branches, call a Loan Officer at 800-491-4309, or send an email at loans@explorerscu.com.
BOAT, CAMPER, OR RV LOANS : 2021 – 2026
| Credit Tier | 0 to 36 months | 37 to 48 months | 49 to 60 months | 61 to 72 months | 73 to 84 months *2022 or Newer | 85 to 120 months ($25,000+) *2022 or newer |
|---|---|---|---|---|---|---|
| 750+ | 4.99% | 5.24% | 5.49% | 5.99% | 6.74% | 8.49% |
| 700-749 | 5.99% | 6.24% | 6.49% | 6.99% | 7.74% | 9.49% |
| 675-699 | 7.00% | 7.25% | 7.50% | 8.00% | 9.00% | |
| 650-674 | 8.50% | 8.75% | 9.25% | 10.25% | N/A | |
| 560-649 | 11.50% | 12.00% | 13.00% | N/A | N/A |
BOAT, CAMPER, OR RV LOANS : 2017 – 2020
| Credit Tier | 0 to 36 months | 37 to 48 months | 49 to 60 months | 61 to 72 months |
|---|---|---|---|---|
| 750+ | 5.49% | 5.74% | 5.99% | 6.49% |
| 700-749 | 6.49% | 6.74% | 6.99% | 7.49% |
| 675-699 | 7.75% | 8.00% | 8.25% | 8.75% |
| 650-674 | 9.00% | 9.25% | 9.75% | N/A |
| 560-649 | 12.00% | 12.50% | 13.50% | N/A |
BOAT, CAMPER, OR RV LOANS : 2016 and Older
| Credit Tier | 0 to 36 months | 37 to 48 months |
|---|---|---|
| 750+ | 6.99% | 7.49% |
| 700-749 | 7.74% | 8.24% |
| 675-699 | 9.00% | 9.50% |
| 650-674 | 10.25% | 10.75% |
| 560-649 | 13.25% | 14.00% |
Rates effective 1/01/2026
All fees and Annual Percentage Rates (APR) are declared by The Board of Directors of Explorers Credit Union and are subject to change anytime without notice.
Explorers Federal Credit Union offers a tied-pricing program. Your individual rate will be determined by the type and/or age of collateral offered, length of the loan, and your credit history.
*Loan Payment Example: At 4.99% annual percentage rate (APR) for a 36-month term with 0% down, monthly payments are calculated at approximately $29.98 per $1,000.00 borrowed.
