Routing #: 291480141
Fuel Your Next Adventure.
Explorers CU Recreational Loans are an ideal way to recharge your batteries, travel to new destinations, and unwind with rates that work for you.
Ready for Adventure & Fresh Air?
BENEFITS
No application fee
Fast, easy application & approval
Purchases or refinances
Pre-qualification for better negotiating
HOW TO GET A LOAN
Apply Now >
Or, you can stop in any of our branches, call a Loan Officer at 800-491-4309, or send an email at loans@explorerscu.com.
BOAT, CAMPER, OR RV LOANS : 2021 – 2026
| Credit Tier | 0 to 36 months | 37 to 48 months | 49 to 60 months | 61 to 72 months | 73 to 84 months *2022 or Newer | 85 to 120 months ($25,000+) *2022 or newer |
|---|---|---|---|---|---|---|
| 750+ | 4.99% | 5.24% | 5.49% | 5.99% | 6.74% | 8.49% |
| 700-749 | 5.99% | 6.24% | 6.49% | 6.99% | 7.74% | 9.49% |
| 675-699 | 7.00% | 7.25% | 7.50% | 8.00% | 9.00% | |
| 650-674 | 8.50% | 8.75% | 9.25% | 10.25% | N/A | |
| 560-649 | 11.50% | 12.00% | 13.00% | N/A | N/A |
BOAT, CAMPER, OR RV LOANS : 2017 – 2020
| Credit Tier | 0 to 36 months | 37 to 48 months | 49 to 60 months | 61 to 72 months |
|---|---|---|---|---|
| 750+ | 5.49% | 5.74% | 5.99% | 6.49% |
| 700-749 | 6.49% | 6.74% | 6.99% | 7.49% |
| 675-699 | 7.75% | 8.00% | 8.25% | 8.75% |
| 650-674 | 9.00% | 9.25% | 9.75% | N/A |
| 560-649 | 12.00% | 12.50% | 13.50% | N/A |
BOAT, CAMPER, OR RV LOANS : 2016 and Older
| Credit Tier | 0 to 36 months | 37 to 48 months |
|---|---|---|
| 750+ | 6.99% | 7.49% |
| 700-749 | 7.74% | 8.24% |
| 675-699 | 9.00% | 9.50% |
| 650-674 | 10.25% | 10.75% |
| 560-649 | 13.25% | 14.00% |
Rates effective 1/01/2026
All fees and Annual Percentage Rates (APR) are declared by The Board of Directors of Explorers Credit Union and are subject to change anytime without notice.
Explorers Federal Credit Union offers a tiered-pricing program. Your individual rate will be determined by the type and/or age of collateral offered, length of the loan, and your credit history.
*Loan Payment Example: At 4.99% annual percentage rate (APR) for a 36-month term with 0% down, monthly payments are calculated at approximately $29.98 per $1,000.00 borrowed.
Ready To Hit the Trail?
Many of our loan options are available for online application. Follow the link below to get started!
Need Help Navigating Your Next Step?
Stop in any of our branches or contact one of our loan officers to get the process started!
Already A Member?
Streamline the application process! Login to your online banking to apply online!
The Water is Calling. The Road Is Waiting.
The Question Is… Are You Paying Too Much to Answer?
Still paying a high interest rate on your loan with another financial institution? Adventure shouldn’t cost this much. If your boat or camper loan is with another lender, you could be overpaying.
Read More about your savings potential when you refinance with Explorers.
