From your first semester to life after graduation, having the right financial tools can make all the difference. Our student loan options are built to guide you forward—confidently, clearly, and with purpose.
Be at least 18 years old
Have a qualified co-applicant
Meet membership eligibility with Explorers Credit Union
Be enrolled at least half-time at an
eligible institution
Make monthly interest payments while enrolled in school
When federal aid doesn’t cover everything, our private student loans help bridge the gap—so you can stay focused on your education, not your finances.
Designed with real students in mind, our flexible funding adapts to your journey — not the other way around.
At Explorers Credit Union, you’re never just another application. You’ll receive personalized guidance from a team that truly believes in your future and is committed to helping you succeed. That means fewer financial distractions and more focus on what matters most—your education. With the right support in place, you can invest confidently in your future earning potential while building strong financial habits that will stay with you long after graduation.
• Up to $8,000/year (1st & 2nd year students)
• Up to $10,000/year (3rd year and beyond)
• Covers tuition, housing, books, transportation, and more
• No origination fees
• No prepayment penalties
• Keep your education on track without financial stress
• Build your credit history early
• Simple, straightforward application process
• Support from a trusted local credit union
If you’ve completed school – or simply want to organize your loans, consolidation can bring everything together into one manageable solution.
Our student loan solutions are designed to move with you — offering flexible funding that fits your unique journey, not a one-size-fits-all approach. With personalized guidance from a team that truly believes in your future, you can focus less on financial stress and more on achieving your goals.
Whether you’re investing in your education or simplifying your path forward, you’ll gain the confidence to build strong financial habits, unlock your earning potential, and take meaningful steps toward a brighter, more independent future.
• Combine federal and private loans into one payment
• Single, predictable interest rate (weighted average)
• Local servicing through Explorers Credit Union

• Eliminate multiple due dates and lenders
• Simplify budgeting with one consistent payment
• Potential for a lower or more stable rate
• Work with a team you trust
Navigating student loans and financial aid can feel overwhelming — but you don’t have to do it alone.
We’ve gathered trusted resources to help you explore your options, apply for aid, and make informed decisions every step of the way. Whether you’re just getting started or looking to maximize your funding, these tools are designed to guide you forward with confidence.
Many of our loan options are available for online application. Follow the link below to get started!
Stop in any of our branches or contact one of our loan officers to get the process started!
Streamline the application process! Login to your online banking to apply online!

