STUDENT LOANS
Adventure Awaits
Student Loan Icons

WE’LL HELP YOU GET THERE.

Whether you’re just starting your journey or ready to simplify the path ahead, Explorers Credit Union offers student loan solutions designed to support every stage of your adventure.

Student Loans for School. In-school financing

Fuel Your Journey While Your Exploring.

Student Loan Consolidation - One payment. One place.

Simplify Your Path. Strengthen Your Future. 

Every Journey Needs the Right Gear !

From your first semester to life after graduation, having the right financial tools can make all the difference. Our student loan options are built to guide you forward—confidently, clearly, and with purpose.

Be at least 18 years old

Have a qualified co-applicant

Meet membership eligibility with Explorers Credit Union

Be enrolled at least half-time at an
eligible institution

Make monthly interest payments while enrolled in school

Student Loans for School (In-School Financing)

When federal aid doesn’t cover everything, our private student loans help bridge the gap—so you can stay focused on your education, not your finances.

SUPPORT THAT MOVES YOU FORWARD

Designed with real students in mind, our flexible funding adapts to your journey — not the other way around.

At Explorers Credit Union, you’re never just another application. You’ll receive personalized guidance from a team that truly believes in your future and is committed to helping you succeed. That means fewer financial distractions and more focus on what matters most—your education. With the right support in place, you can invest confidently in your future earning potential while building strong financial habits that will stay with you long after graduation.

Features
  • •  Up to $8,000/year (1st & 2nd year students)
    •  Up to $10,000/year (3rd year and beyond)
    •  Covers tuition, housing, books, transportation, and more
    •  No origination fees
    •  No prepayment penalties

Benefits :
  • •  Keep your education on track without financial stress
    •  Build your credit history early
    •  Simple, straightforward application process
    •  Support from a trusted local credit union

Consolidated Student Loans

If you’ve completed school – or simply want to organize your loans, consolidation can bring everything together into one manageable solution.

CONFIDENCE FOR WHAT’S AHEAD

Our student loan solutions are designed to move with you — offering flexible funding that fits your unique journey, not a one-size-fits-all approach. With personalized guidance from a team that truly believes in your future, you can focus less on financial stress and more on achieving your goals.

Whether you’re investing in your education or simplifying your path forward, you’ll gain the confidence to build strong financial habits, unlock your earning potential, and take meaningful steps toward a brighter, more independent future.

Features
  • •  Combine federal and private loans into one payment
    •  Single, predictable interest rate (weighted average)
    •  Local servicing through Explorers Credit Union

Benefits :
  • •  Eliminate multiple due dates and lenders
    •  Simplify budgeting with one consistent payment
    •  Potential for a lower or more stable rate
    •  Work with a team you trust

ADDITIONAL TOOLS

Navigating student loans and financial aid can feel overwhelming — but you don’t have to do it alone.

We’ve gathered trusted resources to help you explore your options, apply for aid, and make informed decisions every step of the way. Whether you’re just getting started or looking to maximize your funding, these tools are designed to guide you forward with confidence.

Ready To Hit the Trail?

Many of our loan options are available for online application. Follow the link below to get started!

Need Help Navigating Your Next Step?

Stop in any of our branches or contact one of our loan officers to get the process started! 

Already A Member?

Streamline the application process! Login to your online banking to apply online!

Equipping every account with the right gear.
  • CHART YOUR OWN COURSE WITH THESE VALUE-ADDED TOOLS
  • Just like every great adventure requires the right gear, at Explorers Credit Union, we equip every account with the financial tools and conveniences designed to keep you moving forward. From cutting-edge online banking and mobile apps to member convenience tools like e-statements, direct deposit, and nationwide ATM access, we’ve got everything you need to stay on course, no matter where your financial journey takes you.
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