UNWRAP 3% Cash Back
This Holiday Season!

November 1 – December 31, 2025

The holidays are a time for giving, celebrating, and maybe treating yourself, too!
When you shop with your Explorers Credit Union Credit Card, you’ll earn 3% cash back on every purchase — big or small — all season long.
Features

  • •  3% Cash Back on all qualifying purchases made Now thru Dec. 31, 2025
    •  Low, competitive interest rates to keep your payments affordable
    •  No annual fee — ever, so you keep more of your money
    •  Balance transfers and cash advances available at the same low rate
    •  Easy, secure payments through online and mobile banking

Stuff Your Stockings with added Benefits

Unlock the power of a smarter credit card with no annual fee and 3% cash back on every purchase — no categories, no limits, just pure rewards. Enjoy lower fees, plus balance transfers and cash advances at the same great rate. Stay in control with customized activity alerts and card controls that let you turn your card on or off instantly. Travel confidently with Mastercard’s global acceptance and Zero Liability protection, along with added perks like insurance and retail protection. 

Whether you’re shopping, traveling, or managing expenses, our Mastercard® makes every purchase work for you!

Our Mastercard® Credit Cards come with some pretty amazing benefits:

Explorers Credit Card in Santa's Stockings
  • No annual fee
  • 2% cash back on all purchases
  • Lower fees
  • Balance transfers and cash advances at same interest rate
  • Customized Activity Alerts
  • Card controls that allow you to turn your card off or on
  • Use worldwide where Mastercard® is accepted
  • Mastercard® Zero liability** protection against unauthorized purchases
  • Mastercard® benefits including insurance and retail protection

Additional Benefits: 

  • Extended warranties double most manufacturer warranties for up to one additional year.
  • Price protection for most purchases within 60 days. If there is a lower price advertised for your purchase, you can receive the difference between the price you paid and the lower price advertised.
  • Satisfaction guarantee for qualified purchases within 60 days. If you become dissatisfied with a product you purchased and the store will not accept a return, you may be eligible for a refund for the cost of the product up to $250
Advantages :

Keep your budget merry by earning rewards on every holiday purchase — gifts, groceries, travel, and more. There’s no activation required — you’re automatically enrolled and earn the Holiday Cash Back Rate of 3% on every purchase. Rewards are credited monthly to your credit card account, making it effortless to enjoy the perks. With local support from your Explorers Credit Union team and clear, straightforward terms, there are no surprises — just simple, rewarding spending.

Ready to Apply?

This limited-time offer is your opportunity to make the most of the holiday season:

Start earning 3% cash back on every purchase and enjoy the freedom to spend anywhere Mastercard is accepted.  Apply today and take your purchasing power to the next level—no annual fees, just more rewards!

APPLY NOW

*Earn 3% cash back rewards when you, or an authorized user, use your Explorers Credit Union credit card to make qualifying purchases of products and services, minus any returns or refunds. Cash back rewards will be credited to your credit card account. Other restrictions may apply. This promotional offer is valid from November 1 – December 31, 2025. All loans and credit cards are subject to credit approval. Standard underwriting guidelines apply. 

See Mastercard for full details and eligility requirements.  Before applying, be sure to review our important credit card disclosures. Membership eligibility required. Federally insured by NCUA.

AVAILABLE EXPLORERS CU CREDIT CARDS

Credit CardAPR
Mastercard Credit Card14.50%Apply now

FeeAmount
Annual Fee$0
Balance Transfer$5
Cash Advance$5
Foreign Transaction1.00%
Late Payment$10 or less
Returned Payment$20
Explorers CU Card Replacement$10

Important Contact Information

  1. REPORT CARD LOST OR STOLEN

  2.  To report a lost or stolen card during business hours : call 605.665.4309 or 800.491.4309.
  3.  
  4.  After business hours, call: 833.933.1681
  5.  

  6. SUSPECTED FRAUD?

  7.  To dispute fraudulent debit/credit card transactions, call : 866.279.1399 M-F 8am – 8pm EST
  8.  

  9. ACTIVATION / ADDITIONAL SUPPORT?

  10.  Debit/Credit Call Center Support, call: 501.246.8497 Available 24/7
  11.  
  12.  Card Activation & Pin Change, call: 833.998.4569
  13.  
  14.  
  15.  

Take control of your card.

ENHANCED CARD CONTROLS

Turn your Explorers CU Credit Card on and/or off if your card becomes lost or stolen with the Explorers CU Mobile App

  • ACTIVITY ALERTS

    You can choose to receive alerts when your debit or credit card is used for purchases over a specified amount, online transactions, purchases outside the United States, and more. You can even customize the purchase amount threshold—for example, setting it to only receive alerts for purchases above $50.

    To set up your Activity Alerts, ensure your Explorers CU app has been updated through Apple or Google Play, then:

  •   Logon to the app
  •   Select Enable Push Notifications
  •   Select Edit Alert Settings
  •   Select which card you want to modify
  •   Select Enable Activity Alerts
  •   Repeat these same steps for each card you want protected

All fees and Annual Percentage Rates (APR) are declared by The Board of Directors of  Explorers Credit Union and are subject to change anytime. The APR will vary with the market based on Prime Rate. With approved credit.  

 

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