Routing #: 291480141
Whether your destined to explore the fairways… or the fair, white sandy shores of the sand traps – we’re here to make sure your golf game brings the salsa!
- *Apply between 12:00 AM CST on May 1, 2026, and 11:59 PM CST on May 15, 2026 to qualify.
- Membership eligibility required. Limited time offer. Offer subject to change at any time. Terms and conditions apply. NCUA Insured.
¡Hola, Explorers !
Scout here – checking in from somewhere south of the border…or at least south of the fairway!
This Cinco de Mayo, I’ve traded in my hiking boots for sombreros and sunshine because this Flash Sale Fiesta is too good to miss. And trust me – I don’t leave the forest for just anything.
From May 1st through May 15th, you can Chip HALF OFF your qualifying golf cart loan rate. That means more savings – and more room for adventure, wherever the trail (or course) takes you.
Now…in queso you’re the kind of explorer whose idea of a “perfect drive” is less about chasing birdies and more about chasing sunsets and cruising the campground instead of the course – we’ve got you covered there, too. Because let’s be honest… a golf cart doesn’t care where the path leads. Fairway or fire pit – it’s all about the ride.
So grab the keys, embrace the fiesta, and let’s get you pre-approved faster than you can say guacamole!
Because at Explorers, we believe your journey should be legendary.
Vámonos, amigos,
APR = Annual Percentage Rate. All loans are subject to credit approval. Half‑off rate reduction is taken off your approved Golf Cart loan rate and will not reduce the rate below the Credit Union’s established floor rate of 3.75% APR. Your rate and credit limit will be determined based on individual creditworthiness and other qualifying factors. Rate discount available May 1-15, 2026. To be eligible for the Flash Sale rate discount, the loan application must be received between 12:00 AM CST on Friday, May 1, 2026, and 11:59 PM CST on Friday, May 15, 2026. No exceptions. Existing Explorers loans are not eligible for refinancing under this program. Offer subject to change or end at any time. Additional terms and restrictions apply. Contact the Credit Union for full details.
¡Let's Taco 'Bout A BETTER Rate!
Qualifying Rates Before Half Off Promotional Discount
Golf Cart, Riding Lawn Mower, Tractor, Skid Loader, Furniture, & Appliance Rates: 2021-2026
| Credit Tier | 0 to 36 months | 37 to 48 months | 49 to 60 months | 61 to 72 months |
|---|---|---|---|---|
| 750+ | 7.50% | 8.50% | 9.50% | 10.50% |
| 700-749 | 9.00% | 10.00% | 11.00% | 12.00% |
| 675-699 | 10.00% | 11.00% | 12.00% | N/A |
| 650-674 | 12.00% | 13.00% | 14.00% | N/A |
| 560-649 | 14.00% | 14.50% | 15.00% | N/A |
Golf Cart, Riding Lawn Mower, Tractor, Skid Loader, Furniture, & Appliance Rates: 2020 & Older
| Credit Tier | 0 to 36 months | 37 to 48 months | 49 to 60 months | 61 to 72 months |
|---|---|---|---|---|
| 750+ | 8.25% | 9.25% | 10.25% | 11.25% |
| 700-749 | 10.50% | 11.50% | 12.50% | N/A |
| 675-699 | 11.50% | 12.50% | N/A | N/A |
| 650-674 | 13.50% | N/A | N/A | N/A |
| 560-649 | 15.75% | N/A | N/A | N/A |
Rates effective 1/01/2026
All fees and Annual Percentage Rates (APR) are declared by The Board of Directors of Explorers Credit Union and are subject to change anytime without notice.
Explorers Federal Credit Union offers a tiered-pricing program. Your individual rate will be determined by the type and/or age of collateral offered, length of the loan, and your credit history.
*Loan Payment Example: At 3.75% annual percentage rate (APR) for a 36-month term with 0% down, monthly payments are calculated at approximately $29.48 per $1,000.00 borrowed.
- Low Rates – Competitive options, plus limited-time promos
- Flexible Terms – Payments built to fit your budget
- Fast, Local Decisions – Simple, no-hassle approvals
- New or Used – Buy from a dealer or private seller
- No Prepayment Penalties – Pay off early anytime
- Easy Application – Online or in-branch
- Start the Adventure Sooner – Ride now, pay over time
- Explore Your Way – Course, campground, or lakeside
- Keep Cash on Hand – Save for trips, gear, and fun
- Stress-Free Payments – Predictable and manageable
- More Than a Golf Cart – Your all-purpose cruiser
- Trusted Guidance – A team that’s with you all the way
Get PRE-APPROVED Faster Than You Can Say Guacamole!
Ready To Hit the Trail?
Many of our loan options are available for online application. Follow the link below to get started!
Need Help Navigating Your Next Step?
Stop in any of our branches or contact one of our loan officers to get the process started!
Already A Member?
Streamline the application process! Login to your online banking to apply online!
